Want to know more about equity release?
Watch our two-minute that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
Without selling your home or moving elsewhere, a 'lifetime mortgage' – another name for equity release – gives you access to tax-free cash that's tied up in your property. For those seeking a lump sum or regular income, borrowing against your home's value or selling a portion (or all) of it provides flexible options. Additional withdrawals later on are possible with certain plans, offering even more financial flexibility. To qualify, homeowners must be over 55 and either own their property outright or have a mortgage (which the equity release funds must clear).
Protection for customers is our top priority. Regulation by the Financial Conduct Authority (FCA) ensures we operate to the highest standards. Our Equity Release Council membership means we follow strict guidelines designed to safeguard your interests. With our lifetime mortgages comes a valuable guarantee – neither you nor your estate will ever need to repay more than your home sells for, provided it's marketed at a fair price.
The choice of how to use your released funds rests entirely with you. From home renovations to purchasing a new vehicle, clearing existing debts or simply enjoying retirement with greater peace of mind – your options are virtually unlimited.
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings Specialist advice on mortgages and equity release is our expertise at Equity Release and Mortgage Partnership Grimsby. Throughout your financial journey, our experienced team provides the guidance needed to make well-informed decisions. Whether it's unlocking value from your property or securing an ideal mortgage arrangement, clear and straightforward support is what we deliver.
Securing your financial future forms the core of our mission, with comprehensive support available at every stage of your journey. We combine professional excellence with a personal touch to help create a brighter, more financially secure tomorrow.
Here’s what to expect when you work with us for equity release, if you live in Grimsby.
You get in touch for a no-obligation chat, either over the phone or face to face. Your adviser will explain how equity release works, answer initial questions, and check whether it could be suitable.
If equity release looks appropriate, your adviser will carry out a full assessment of your circumstances and recommend a plan tailored to your needs.
Your chosen lender will arrange an independent valuation of your home. This confirms the property value and the final amount you can release.
You’ll receive independent legal advice from a solicitor of your choice. They’ll explain everything in plain English and handle the legal side before completion.
Once everything is approved, your equity is released to you as a lump sum, smaller amounts, or a mix of both. You remain the owner of your home for life, with no mandatory monthly repayments.
You’re supported at every stage, and you’re free to stop the process at any time.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences
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